Foreclosure is never a situation you want to find yourself in, but you can try to delay the process or ask for a loan modification so you can keep your home. If all else fails, though, you may have no…
Foreclosure is never a situation you want to find yourself in, but you can try to delay the process or ask for a loan modification so you can keep your home. If all else fails, though, you may have no…
Due to the great number of foreclosures that occurred as a result of the mortgage crisis, mortgage servicing errors became quite common and were often outstandingly bad. This caused all sorts of problems for homeowners with mortgages, so on January…
It’s one thing to lose a home when the issue is something you could have avoided. It’s an entirely different matter, however, when you risk doing so because somewhere along the line, someone lied about your documents. While this scenario…
You’ve heard that someone who fought foreclosure eventually got his house for free. Is that even possible? Fortunately for you, it actually is. However, not everyone facing foreclosure is in a position to receive that verdict. Also, although there could…
There are various reasons that people sometimes want to hang on to their jewelry even after they’ve filed for bankruptcy in Florida. In some cases, the jewelry in question is a family heirloom and has been passed on for several…
One of the biggest advantages of owning a home in Florida is the state’s incredibly delay-friendly foreclosure system. Florida follows a judicial process for foreclosures, which provides residents with some unique advantages. In states that allow nonjudicial foreclosures, the only…
Facing foreclosure is one of the hardest things a homeowner can experience. However, you’d be surprised to know how callously banks and lenders initiate the foreclosure process. Case in point: the robo-signing fiasco. Before a lender can file a foreclosure…
If you’re having financial troubles with your house for reasons like losing your job or your adjustable-rate mortgage skyrocketing to an amount you can’t afford, there is an option that allows you to salvage your credit and avoid bankruptcy: Short…
Reaffirming a loan—that is, waiving the discharge of a loan in Chapter 7 bankruptcy—comes with its share of pros and cons. Before reaffirming your mortgage, you should consider the following:
When it comes to foreclosure rankings, Florida has been in and out of the number one position for some time now. If you’re facing foreclosure today, perhaps you can find comfort in the fact that you are not alone in…